INVEST COMPOUND ACADEMY

Investment growth

Compare how two annual-return assumptions can change the future value of the same starting investment.

Initial investment $25,000Years 15Lower return 4%Higher return 8%

Difference between scenarios$—A mathematical illustration, not a forecast. Actual market returns vary substantially from year to year.

Why assumptions matter

Small differences in annual returns can produce very different long-term outcomes because each year compounds on the balance created by all prior years.